{"id":5515,"date":"2025-07-15T13:34:44","date_gmt":"2025-07-15T13:34:44","guid":{"rendered":"https:\/\/functiontranslator.com\/cumprinc\/"},"modified":"2021-02-26T09:53:07","modified_gmt":"2021-02-26T09:53:07","slug":"cumprinc","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/cumprinc\/","title":{"rendered":"CUMPRINC"},"content":{"rendered":"

Syntaxe a vysv\u011btlen\u00ed funkcionality<\/h2>\n

Funkce CUMPRINC je u\u017eite\u010dn\u00fd n\u00e1stroj v MS Excelu a Google Tabulk\u00e1ch, kter\u00fd pom\u00e1h\u00e1 u\u017eivatel\u016fm vypo\u010d\u00edtat kumulativn\u00ed hlavn\u00ed \u010d\u00e1stku zaplacenou za investici b\u011bhem ur\u010dit\u00e9ho \u010dasov\u00e9ho obdob\u00ed na z\u00e1klad\u011b pravideln\u00fdch, konstantn\u00edch platb a konstantn\u00ed \u00farokov\u00e9 sazby.<\/p>\n

Syntaxe funkce CUMPRINC je n\u00e1sleduj\u00edc\u00ed:<\/p>\n

CUMPRINC(rate, nper, pv, start_period, end_period, type)<\/code><\/pre>\n
    \n
  • rate<\/code> – \u00farokov\u00e1 sazba za obdob\u00ed.<\/li>\n
  • nper<\/code> – celkov\u00fd po\u010det platobn\u00edch obdob\u00ed v anuit\u011b.<\/li>\n
  • pv<\/code> – sou\u010dasn\u00e1 hodnota, celkov\u00e1 hodnota \u0159ady budouc\u00edch platb.<\/li>\n
  • start_period<\/code> – prvn\u00ed obdob\u00ed, kter\u00e9 se zapo\u010d\u00edt\u00e1v\u00e1 jako platba.<\/li>\n
  • end_period<\/code> – posledn\u00ed obdob\u00ed, kter\u00e9 se zapo\u010d\u00edt\u00e1v\u00e1 jako platba.<\/li>\n
  • type<\/code> – \u010d\u00edseln\u00e1 hodnota, kde 0 zna\u010d\u00ed platbu na konci obdob\u00ed a 1 na za\u010d\u00e1tku obdob\u00ed.<\/li>\n<\/ul>\n
    Praktick\u00e9 \u00fakoly a jejich vyu\u017eit\u00ed<\/h2>\n
    \u00dakol 1: V\u00fdpo\u010det kumulativn\u00ed hlavn\u00ed \u010d\u00e1stky za prvn\u00ed rok hypot\u00e9ky<\/h3>\n
    P\u0159edstavte si, \u017ee m\u00e1te hypot\u00e9ku s n\u00e1sleduj\u00edc\u00edmi podm\u00ednkami: Celkov\u00e1 p\u016fj\u010dka je 2,000,000 K\u010d, \u00farokov\u00e1 sazba je 3% za rok, a doba spl\u00e1cen\u00ed je 30 let. \u00darokov\u00e1 sazba je platn\u00e1 pro ka\u017ed\u00e9 m\u011bs\u00ed\u010dn\u00ed obdob\u00ed (3%\/12 m\u011bs\u00edc\u016f). Pot\u0159ebujete vypo\u010d\u00edtat, kolik hlavn\u00ed \u010d\u00e1stky zaplat\u00edte b\u011bhem prvn\u00edho roku.<\/p>\n
    \u0158e\u0161en\u00ed:<\/p>\n
    = CUMPRINC(3%\/12, 30*12, 2000000, 1, 12, 0)<\/code><\/pre>\n
    Tento p\u0159\u00edklad ukazuje, jak vypo\u010d\u00edtat celkovou hlavn\u00ed \u010d\u00e1stku splacenou za prvn\u00edch 12 m\u011bs\u00edc\u016f. Typ platby je nastaven na 0, co\u017e zna\u010d\u00ed, \u017ee platba je v\u017edy na konci m\u011bs\u00edce.<\/p>\n
    \u00dakol 2: V\u00fdpo\u010det celkov\u00e9 hlavn\u00ed \u010d\u00e1stky zaplacen\u00e9 mezi 5. a 10. rokem<\/h3>\n
    M\u00e1te stejnou hypot\u00e9ku jako v p\u0159edchoz\u00edm p\u0159\u00edkladu a chcete zjistit, kolik hlavn\u00edho dluhu jste zaplatili mezi za\u010d\u00e1tkem p\u00e1t\u00e9ho roku a koncem des\u00e1t\u00e9ho roku \u00fav\u011bru.<\/p>\n
    \u0158e\u0161en\u00ed:<\/p>\n
    = CUMPRINC(3%\/12, 30*12, 2000000, 5*12, 10*12, 0)<\/code><\/pre>\n
    V tomto p\u0159\u00edpad\u011b jsme nastavili start_period<\/code> na za\u010d\u00e1tek 5. roku (5*12 = 60 m\u011bs\u00edc\u016f) a end_period<\/code> na konec 10. roku (10*12 = 120 m\u011bs\u00edc\u016f). Op\u011bt pou\u017e\u00edv\u00e1me typ platby 0, co\u017e znamen\u00e1 platby na konci m\u011bs\u00edce.<\/p>\n
    Tyto p\u0159\u00edklady ukazuj\u00ed, jak m\u016f\u017ee b\u00fdt funkce CUMPRINC pou\u017eita k pl\u00e1nov\u00e1n\u00ed a spr\u00e1v\u011b osobn\u00edch financ\u00ed nebo podnikov\u00e9ho financov\u00e1n\u00ed, kde jsou kumulativn\u00ed v\u00fdpo\u010dty hlavn\u00ed \u010d\u00e1stky d\u016fle\u017eit\u00e9 pro p\u0159ehled o amortizaci dluhu a jeho spr\u00e1vu.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed kumulativn\u00ed jistinu splacenou mezi dv\u011bma obdob\u00edmi p\u016fj\u010dky<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5515","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce CUMPRINC v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije CUMPRINC u Excelu i Google tablicama. 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