{"id":5536,"date":"2025-07-15T13:34:44","date_gmt":"2025-07-15T13:34:44","guid":{"rendered":"https:\/\/functiontranslator.com\/disc\/"},"modified":"2021-02-26T09:54:05","modified_gmt":"2021-02-26T09:54:05","slug":"disc","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/disc\/","title":{"rendered":"DISC"},"content":{"rendered":"

Funkce DISC v MS Excel a Google Sheets je financn\u00ed funkce ur\u010den\u00e1 pro v\u00fdpo\u010det diskontn\u00ed sazby cenn\u00e9ho pap\u00edru. Tato sazba je odvozena z nomin\u00e1ln\u00ed hodnoty a tr\u017en\u00ed ceny cenn\u00e9ho pap\u00edru, kter\u00fd je obvykle prod\u00e1van\u00fd za ni\u017e\u0161\u00ed cenu ne\u017e jeho nomin\u00e1ln\u00ed hodnota. Funkce je obzvl\u00e1\u0161t\u011b u\u017eite\u010dn\u00e1 p\u0159i anal\u00fdze dluhopis\u016f a jin\u00fdch cenn\u00fdch pap\u00edr\u016f.<\/p>\n

Podrobn\u00fd popis a syntaxe<\/h2>\n

Syntaxe funkce DISC je:<\/p>\n

=DISC(\u0161est_dat, vypr\u0161en\u00ed, cena, nomin\u00e1l, [b\u00e1ze])<\/code><\/pre>\n
Kde:<\/p>\n
    \n
  • \u0161est_dat<\/strong> ozna\u010duje datum vyd\u00e1n\u00ed nebo emise cenn\u00e9ho pap\u00edru.<\/li>\n
  • vypr\u0161en\u00ed<\/strong> je datum, kdy cenn\u00fd pap\u00edr dos\u00e1hne splatnosti.<\/li>\n
  • cena<\/strong> p\u0159edstavuje cenu, za kterou byl cenn\u00fd pap\u00edr zakoupen.<\/li>\n
  • nomin\u00e1l<\/strong> je \u010d\u00e1stka, kter\u00e1 bude investitorovi vyplacena p\u0159i splatnosti cenn\u00e9ho pap\u00edru.<\/li>\n
  • b\u00e1ze<\/strong> je voliteln\u00fd argument specifikuj\u00edc\u00ed metodu po\u010d\u00edt\u00e1n\u00ed dn\u00ed (nap\u0159\u00edklad 30\/360, skute\u010dn\u00fd\/skute\u010dn\u00fd, atd.).<\/li>\n<\/ul>\n
    Praktick\u00e9 p\u0159\u00edklady aplikac\u00ed<\/h2>\n
    Pod\u00edvejme se na dva p\u0159\u00edklady, jak lze funkci DISC vyu\u017e\u00edt pro finan\u010dn\u00ed anal\u00fdzy:<\/p>\n
    P\u0159\u00edklad 1: V\u00fdpo\u010det diskontn\u00ed sazby pro dluhopis<\/h2>\n
    P\u0159edstavte si, \u017ee investi\u010dn\u00ed spole\u010dnost chce zjistit diskontn\u00ed sazbu dluhopisu, kter\u00fd byl vyd\u00e1n na 1000 jednotek a m\u00e1 splatnost za jeden rok, p\u0159i\u010dem\u017e je aktu\u00e1ln\u011b prod\u00e1v\u00e1n za 950 jednotek.<\/p>\n
    =DISC(\"2022-01-01\", \"2023-01-01\", 950, 1000)<\/code><\/pre>\n
    Z aplikace t\u00e9to funkce z\u00edsk\u00e1me v\u00fdpo\u010det diskontn\u00ed sazby zalo\u017een\u00fd na zadan\u00fdch parametrech.<\/p>\n
    P\u0159\u00edklad 2: Porovn\u00e1n\u00ed diskontn\u00edch sazeb dluhopis\u016f s r\u016fzn\u00fdmi splatnostmi<\/h2>\n
    Investor uva\u017euje o koupi jednoho ze dvou dluhopis\u016f: prvn\u00ed m\u00e1 splatnost za jeden rok a druh\u00fd za dva roky. Oba maj\u00ed nomin\u00e1ln\u00ed hodnotu 1000 jednotek, prvn\u00ed je v\u0161ak k dispozici za 970 jednotek a druh\u00fd za 940 jednotek.<\/p>\n
    Diskontn\u00ed sazba prvn\u00edho dluhopisu = DISC(\"2022-01-01\", \"2023-01-01\", 970, 1000) Diskontn\u00ed sazba druh\u00e9ho dluhopisu = DISC(\"2022-01-01\", \"2024-01-01\", 940, 1000)<\/code><\/pre>\n
    S pou\u017eit\u00edm t\u011bchto v\u00fdpo\u010dt\u016f m\u016f\u017ee investor snadno porovnat diskontn\u00ed sazby obou dluhopis\u016f a vybrat pro sebe nejv\u00fdhodn\u011bj\u0161\u00ed investici zalo\u017eenou na v\u00fd\u0161i diskontn\u00ed sazby.<\/p>\n
    Tato anal\u00fdza poskytuje u\u017eite\u010dn\u00e9 informace o tom, jak diskontn\u00ed sazby ovliv\u0148uj\u00ed v\u00fdnosy z investic do dluhopis\u016f a jak se st\u00e1\u0159\u00ed dluhopisu projevuje v jeho cen\u011b.<\/p>\n
    S p\u0159\u00edklady uveden\u00fdmi v\u00fd\u0161e m\u016f\u017eeme vid\u011bt, jak je funkce DISC u\u017eite\u010dn\u00e1 pro z\u00e1kladn\u00ed financov\u00e1n\u00ed a investi\u010dn\u00ed rozhodov\u00e1n\u00ed v oblasti dluhopis\u016f, zjednodu\u0161uje porovn\u00e1v\u00e1n\u00ed a hodnocen\u00ed r\u016fzn\u00fdch investi\u010dn\u00edch p\u0159\u00edle\u017eitost\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed diskontn\u00ed sazbu cenn\u00e9ho pap\u00edru<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5536","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce DISC v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije DISC u Excelu i Google tablicama. 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