{"id":5550,"date":"2025-07-15T13:34:44","date_gmt":"2025-07-15T13:34:44","guid":{"rendered":"https:\/\/functiontranslator.com\/effect\/"},"modified":"2021-02-26T09:54:45","modified_gmt":"2021-02-26T09:54:45","slug":"effect","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/effect\/","title":{"rendered":"EFFECT"},"content":{"rendered":"

Funkce EFFECT<\/strong> je za\u0159azena mezi finan\u010dn\u00ed funkce v Microsoft Excel a Google Sheets. Slou\u017e\u00ed k v\u00fdpo\u010dtu efektivn\u00ed ro\u010dn\u00ed \u00farokov\u00e9 sazby s vyu\u017eit\u00edm nomin\u00e1ln\u00ed \u00farokov\u00e9 sazby a po\u010dtu obdob\u00ed slo\u017een\u00ed \u00farok\u016f za rok. Tato funkce je nezbytn\u00e1 pro efektivn\u00ed finan\u010dn\u00ed pl\u00e1nov\u00e1n\u00ed a anal\u00fdzu investic.<\/p>\n

Syntaxe a pou\u017eit\u00ed funkce<\/h2>\n

Syntaxe funkce EFFECT<\/code> je n\u00e1sleduj\u00edc\u00ed:<\/p>\n

EFFECT(nominal_rate, npery)<\/code><\/pre>\n
    \n
  • nominal_rate<\/strong> – nomin\u00e1ln\u00ed \u00farokov\u00e1 sazba vyj\u00e1d\u0159en\u00e1 jako desetinn\u00e9 \u010d\u00edslo (nap\u0159\u00edklad 0,1 pro 10%).<\/li>\n
  • npery<\/strong> – po\u010det obdob\u00ed slo\u017een\u00ed \u00faroku za rok. Tato hodnota mus\u00ed b\u00fdt cel\u00e9 \u010d\u00edslo v\u011bt\u0161\u00ed ne\u017e 0.<\/li>\n<\/ul>\n
    P\u0159\u00edklad pou\u017eit\u00ed funkce:<\/p>\n
    =EFFECT(0.10, 12)<\/code><\/pre>\n
    Tento p\u0159\u00edklad vr\u00e1t\u00ed efektivn\u00ed \u00farokovou sazbu pro nomin\u00e1ln\u00ed sazbu 10% s m\u011bs\u00ed\u010dn\u00edm slo\u017een\u00edm \u00faroku, co\u017e odpov\u00edd\u00e1 12 slo\u017een\u00edm za rok.<\/p>\n
    Praktick\u00e9 p\u0159\u00edklady vyu\u017eit\u00ed<\/h2>\n
    V\u00fdpo\u010det ro\u010dn\u00edho \u00faroku z m\u011bs\u00ed\u010dn\u00edch sazeb<\/h2>\n
    P\u0159edstavte si, \u017ee banka nab\u00edz\u00ed \u00farokovou sazbu 8% per annum s m\u011bs\u00ed\u010dn\u00edm slo\u017een\u00edm \u00farok\u016f. Pro pochopen\u00ed re\u00e1ln\u00e9 ro\u010dn\u00ed \u00farokov\u00e9 sazby, kdy\u017e je \u00farok slo\u017een, m\u016f\u017eeme pou\u017e\u00edt funkci EFFECT<\/code>:<\/p>\n
    =EFFECT(0.08, 12)<\/code><\/pre>\n
    Tento v\u00fdpo\u010det vr\u00e1t\u00ed hodnotu p\u0159ibli\u017en\u011b 0.083, co\u017e ukazuje, \u017ee efektivn\u00ed ro\u010dn\u00ed \u00farokov\u00e1 sazba je 8.3%.<\/p>\n
    Porovn\u00e1n\u00ed investi\u010dn\u00edch mo\u017enost\u00ed s r\u016fzn\u00fdm slo\u017een\u00edm \u00farok\u016f<\/h2>\n
    Pokud porovn\u00e1v\u00e1te dv\u011b investice, jednu se \u010dtvrtletn\u00edm a druhou s m\u011bs\u00ed\u010dn\u00edm slo\u017een\u00edm \u00farok\u016f, m\u016f\u017eete pou\u017e\u00edt funkci EFFECT<\/code> k z\u00edsk\u00e1n\u00ed p\u0159esn\u011bj\u0161\u00ed p\u0159edstavy o efektivn\u00ed \u00farokov\u00e9 sazb\u011b ka\u017ed\u00e9 investice. Uva\u017eujte n\u00e1sleduj\u00edc\u00ed p\u0159\u00edklady:<\/p>\n\n\n\n\n
    Investice<\/th>\nNomin\u00e1ln\u00ed \u00farok<\/th>\nSlo\u017een\u00ed \u00farok\u016f<\/th>\nEfektivn\u00ed \u00farok<\/th>\n<\/tr>\n
    Investice A<\/td>\n7%<\/td>\nM\u011bs\u00ed\u010dn\u011b (12x ro\u010dn\u011b)<\/td>\n=EFFECT(0.07, 12)<\/code><\/td>\n<\/tr>\n
    Investice B<\/td>\n7%<\/td>\n\u010ctvrtletn\u011b (4x ro\u010dn\u011b)<\/td>\n=EFFECT(0.07, 4)<\/code><\/td>\n<\/tr>\n<\/table>\n
    Po proveden\u00ed t\u011bchto v\u00fdpo\u010dt\u016f zjist\u00edte, \u017ee efektivn\u00ed \u00farokov\u00e1 sazba u Investice A je vy\u0161\u0161\u00ed d\u00edky \u010dast\u011bj\u0161\u00edmu slo\u017een\u00ed \u00farok\u016f. Tato informace je kl\u00ed\u010dov\u00e1 pro spr\u00e1vn\u00e9 rozhodnut\u00ed o investi\u010dn\u00edch mo\u017enostech.<\/p>\n
    Tyto p\u0159\u00edklady demonstruj\u00ed, jak m\u016f\u017ee funkce EFFECT<\/code> pomoci v praxi p\u0159i hodnocen\u00ed skute\u010dn\u00fdch n\u00e1klad\u016f \u010di v\u00fdnos\u016f spojen\u00fdch s finan\u010dn\u00edmi produkty nebo investicemi, kter\u00e9 nab\u00edzej\u00ed slo\u017een\u00e9 \u00faro\u010den\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed efektivn\u00ed ro\u010dn\u00ed \u00farokovou sazbu<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5550","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce EFFECT v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije EFFECT u Excelu i Google tablicama. 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