{"id":5593,"date":"2025-07-15T13:34:45","date_gmt":"2025-07-15T13:34:45","guid":{"rendered":"https:\/\/functiontranslator.com\/fvschedule\/"},"modified":"2021-02-26T09:56:01","modified_gmt":"2021-02-26T09:56:01","slug":"fvschedule","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/fvschedule\/","title":{"rendered":"FVSCHEDULE"},"content":{"rendered":"

Popis a pou\u017eit\u00ed funkce pro v\u00fdpo\u010det budouc\u00ed hodnoty investice<\/h2>\n

Funkce FVSCHEDULE v aplikac\u00edch MS Excel a Google Sheets umo\u017e\u0148uje vypo\u010d\u00edtat budouc\u00ed hodnotu investice na z\u00e1klad\u011b jej\u00ed po\u010d\u00e1te\u010dn\u00ed hodnoty a s\u00e9rie ro\u010dn\u00edch \u00farokov\u00fdch sazeb. Tato funkce je nesm\u00edrn\u011b u\u017eite\u010dn\u00e1 pro finan\u010dn\u00ed anal\u00fdzy k vyhodnocen\u00ed r\u016fstu investice v \u010dase, kdy se \u00farokov\u00e9 sazby mohou m\u011bnit.<\/p>\n

Syntaxe a p\u0159\u00edklad pou\u017eit\u00ed<\/h2>\n

Syntaxe funkce FVSCHEDULE v MS Excel a Google Sheets je n\u00e1sleduj\u00edc\u00ed:<\/p>\n

FVSCHEDULE(principal, schedule)<\/code><\/pre>\n
    \n
  • principal<\/code> \u2013 Po\u010d\u00e1te\u010dn\u00ed hodnota investice nebo kapit\u00e1l, k jeho\u017e zv\u00fd\u0161en\u00ed doch\u00e1z\u00ed na z\u00e1klad\u011b \u00farok\u016f. Jedn\u00e1 se o \u010d\u00edselnou hodnotu.<\/li>\n
  • schedule<\/code> \u2013 Pole nebo rozsah bun\u011bk obsahuj\u00edc\u00ed \u00farokov\u00e9 sazby pro jednotliv\u00e9 obdob\u00ed. \u00darokov\u00e9 sazby z tohoto pole jsou vyu\u017eity na kumulativn\u00ed b\u00e1zi.<\/li>\n<\/ul>\n
    Ilustrativn\u00ed p\u0159\u00edklad:<\/p>\n
    Po\u010d\u00e1te\u010dn\u00ed investice \u010din\u00ed 10,000 K\u010d a m\u00e1me \u00farokov\u00e9 sazby pro n\u00e1sleduj\u00edc\u00ed t\u0159i roky ve v\u00fd\u0161i 5%, 3% a 4%. Tyto sazby vlo\u017e\u00edme do bun\u011bk A1, A2 a A3 a pou\u017eijeme funkci FVSCHEDULE takto:<\/code><\/pre>\n
     =FVSCHEDULE(10000, A1:A3)<\/code> <\/p>\n
    V\u00fdsledkem je hodnota 11,309.72 K\u010d, co\u017e p\u0159edstavuje budouc\u00ed hodnotu investice po t\u0159ech letech s aplikac\u00ed dan\u00fdch \u00farokov\u00fdch sazeb.<\/p>\n
    P\u0159\u00edklady praktick\u00e9ho vyu\u017eit\u00ed<\/h2>\n
    Pl\u00e1nov\u00e1n\u00ed spo\u0159en\u00ed<\/h2>\n
    P\u0159edpokl\u00e1dejte, \u017ee chceme spo\u0159it na nov\u00e9 auto b\u011bhem n\u00e1sleduj\u00edc\u00edch 5 let, s po\u010d\u00e1te\u010dn\u00ed \u010d\u00e1stkou 20,000 K\u010d a ro\u010dn\u00edmi \u00farokov\u00fdmi sazbami 4%, 4.5%, 3.5%, 5% a 4.2%. Tyto sazby ulo\u017e\u00edme do bun\u011bk B1 a\u017e B5.<\/p>\n
    =FVSCHEDULE(20000, B1:B5)<\/code><\/pre>\n
    Funkce n\u00e1s informuje, kolik pen\u011bz m\u016f\u017eeme o\u010dek\u00e1vat na konci p\u011btilet\u00e9ho spo\u0159\u00edc\u00edho obdob\u00ed s p\u0159ihl\u00e9dnut\u00edm k t\u011bmto ro\u010dn\u00edm \u00farokov\u00fdm sazb\u00e1m.<\/p>\n
    P\u0159edpov\u011b\u010f r\u016fstu investic<\/h2>\n
    Pokud m\u00e1me investi\u010dn\u00ed portfolio s po\u010d\u00e1te\u010dn\u00ed hodnotou 50,000 K\u010d a o\u010dek\u00e1v\u00e1me ro\u010dn\u00ed r\u016fstov\u00e9 sazby 6%, 7%, 5% a 8% pro p\u0159\u00ed\u0161t\u00ed \u010dty\u0159i roky, tato data zad\u00e1me do bun\u011bk C1 a\u017e C4.<\/p>\n
    =FVSCHEDULE(50000, C1:C4)<\/code><\/pre>\n
    Vypo\u010det uk\u00e1\u017ee budouc\u00ed hodnotu investice po uplynul\u00fdch \u010dty\u0159ech letech, co\u017e m\u016f\u017ee investore sou\u017eit k rozhodnut\u00ed o p\u0159\u00edpadn\u00e9 reorganizaci portfolia.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed budouc\u00ed hodnotu po\u010d\u00e1te\u010dn\u00ed jistiny po\u00a0pou\u017eit\u00ed s\u00e9rie sazeb slo\u017eit\u00e9ho \u00faroku<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5593","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce FVSCHEDULE v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije FVSCHEDULE u Excelu i Google tablicama. 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