{"id":5715,"date":"2025-07-15T13:34:45","date_gmt":"2025-07-15T13:34:45","guid":{"rendered":"https:\/\/functiontranslator.com\/nominal\/"},"modified":"2021-02-26T10:00:08","modified_gmt":"2021-02-26T10:00:08","slug":"nominal","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/nominal\/","title":{"rendered":"NOMINAL"},"content":{"rendered":"

P\u0159ehled a syntaktick\u00e9 charakteristiky<\/h2>\n

Funkce NOMINAL<\/strong> v MS Excel a Google Sheets umo\u017e\u0148uje p\u0159ev\u00e9st ro\u010dn\u00ed efektivn\u00ed \u00farokovou sazbu na nomin\u00e1ln\u00ed \u00farokovou sazbu p\u0159i zadan\u00e9m po\u010dtu slo\u017een\u00fdch obdob\u00ed za rok. Tato funkce je kl\u00ed\u010dov\u00e1 pro finan\u010dn\u00ed anal\u00fdzu a \u00fa\u010detnictv\u00ed, zejm\u00e9na p\u0159i porovn\u00e1v\u00e1n\u00ed \u00farokov\u00fdch sazeb s r\u016fzn\u00fdmi slo\u017een\u00fdmi frekvencemi.<\/p>\n

Syntaxe funkce:<\/strong><\/p>\n

NOMINAL(ro\u010dn\u00ed_efektivn\u00ed_\u00farokov\u00e1_sazba, po\u010det_slo\u017een\u00ed)<\/code><\/pre>\n
    \n
  • ro\u010dn\u00ed_efektivn\u00ed_\u00farokov\u00e1_sazba<\/strong> – Efektivn\u00ed \u00farokov\u00e1 sazba za rok.<\/li>\n
  • po\u010det_slo\u017een\u00ed<\/strong> – Po\u010det slo\u017een\u00fdch obdob\u00ed za rok.<\/li>\n<\/ul>\n
    P\u0159\u00edklad pou\u017eit\u00ed:<\/strong><\/p>\n
    =NOMINAL(0.05, 4)<\/code><\/pre>\n
    Tento p\u0159\u00edklad vr\u00e1t\u00ed nomin\u00e1ln\u00ed \u00farokovou sazbu pro 5% ro\u010dn\u00ed efektivn\u00ed \u00farokovou sazbu, kter\u00e1 je slo\u017eena \u010dty\u0159ikr\u00e1t ro\u010dn\u011b.<\/p>\n
    Praktick\u00e9 p\u0159\u00edklady pou\u017eit\u00ed<\/h2>\n
    Funkce NOMINAL je velmi u\u017eite\u010dn\u00e1 v \u0159ad\u011b finan\u010dn\u00edch situac\u00ed. P\u0159\u00edklady situac\u00ed, ve kter\u00fdch se m\u016f\u017ee pou\u017e\u00edt, zahrnuj\u00ed:<\/p>\n
    P\u0159\u00edpadov\u00e1 studie 1: V\u00fdpo\u010det \u00faroku automobilov\u00e9ho \u00fav\u011bru<\/h2>\n
    P\u0159edstavte si, \u017ee si kupujete auto na \u00fav\u011br a finan\u010dn\u00ed instituce v\u00e1m nab\u00edz\u00ed efektivn\u00ed ro\u010dn\u00ed \u00farokovou sazbu (EAR) 7 %. \u00dav\u011br je slo\u017een m\u011bs\u00ed\u010dn\u011b. Chcete v\u011bd\u011bt, jakou nomin\u00e1ln\u00ed ro\u010dn\u00ed \u00farokovou sazbu (APR) skute\u010dn\u011b plat\u00edte.<\/p>\n
    =NOMINAL(0.07, 12)<\/code><\/pre>\n
    V tomto p\u0159\u00edkladu, kde je efektivn\u00ed \u00farokov\u00e1 sazba 7 % s m\u011bs\u00ed\u010dn\u00edm slo\u017een\u00edm \u00farok\u016f, funkce NOMINAL<\/code> vr\u00e1t\u00ed nomin\u00e1ln\u00ed \u00farokovou sazbu, co\u017e umo\u017e\u0148uje lep\u0161\u00ed srovn\u00e1n\u00ed s jin\u00fdmi nab\u00eddkami.<\/p>\n
    P\u0159\u00edpadov\u00e1 studie 2: Srovn\u00e1n\u00ed investi\u010dn\u00edch produkt\u016f<\/h2>\n
    Investor zva\u017euje n\u00e1kup dvou obligac\u00ed, ka\u017ed\u00e1 s odli\u0161n\u00fdm slo\u017een\u00edm \u00farok\u016f. Prvn\u00ed obligace m\u00e1 efektivn\u00ed ro\u010dn\u00ed sazbu 4 % slo\u017eenou \u010dtvrtletn\u011b, zat\u00edmco druh\u00e1 m\u00e1 stejnou sazbu, ale slo\u017eenou m\u011bs\u00ed\u010dn\u011b.<\/p>\n\n\n\n\n
    Obligace<\/th>\nEfektivn\u00ed sazba<\/th>\nPo\u010det slo\u017een\u00ed<\/th>\nNomin\u00e1ln\u00ed sazba<\/th>\n<\/tr>\n
    Obligace A<\/td>\n4 %<\/td>\n4<\/td>\n=NOMINAL(0.04, 4)<\/code><\/td>\n<\/tr>\n
    Obligace B<\/td>\n4 %<\/td>\n12<\/td>\n=NOMINAL(0.04, 12)<\/code><\/td>\n<\/tr>\n<\/table>\n
    V\u00fdpo\u010det ukazuje, \u017ee nomin\u00e1ln\u00ed \u00farokov\u00e9 sazby se pro ob\u011b obligace li\u0161\u00ed, a\u010dkoliv jejich efektivn\u00ed ro\u010dn\u00ed \u00farokov\u00e9 sazby jsou stejn\u00e9. Toto porovn\u00e1n\u00ed pom\u00e1h\u00e1 investorovi l\u00e9pe pochopit skute\u010dn\u00e9 \u00farokov\u00e9 n\u00e1klady a efektivn\u011bji vyb\u00edrat mezi r\u016fzn\u00fdmi investi\u010dn\u00edmi mo\u017enostmi.<\/p>\n
    U\u017eit\u00ed funkce NOMINAL<\/code> v Excelu nebo Google Sheets umo\u017e\u0148uje analytik\u016fm a investi\u010dn\u00edm poradc\u016fm p\u0159esn\u011b hodnotit a srovn\u00e1vat finan\u010dn\u00ed produkty v komplexn\u00edm \u00farokov\u00e9m prost\u0159ed\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed nomin\u00e1ln\u00ed ro\u010dn\u00ed \u00farokovou sazbu<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5715","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce NOMINAL v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije NOMINAL u Excelu i Google tablicama. 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