{"id":5756,"date":"2025-07-15T13:34:44","date_gmt":"2025-07-15T13:34:44","guid":{"rendered":"https:\/\/functiontranslator.com\/platba-zaklad\/"},"modified":"2021-02-26T10:01:47","modified_gmt":"2021-02-26T10:01:47","slug":"ppmt","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/ppmt\/","title":{"rendered":"PLATBA.Z\u00c1KLAD"},"content":{"rendered":"

\u00davod do PLATBA.Z\u00c1KLAD<\/h2>\n

Funkce PLATBA.Z\u00c1KLAD<\/strong> (v anglick\u00e9 verzi PPMT<\/strong>) se v aplikac\u00edch Microsoft Excel a Google Sheets pou\u017e\u00edv\u00e1 k v\u00fdpo\u010dtu platby na hlavn\u00ed jistinu pro konkr\u00e9tn\u00ed obdob\u00ed za p\u0159edpokladu st\u00e1l\u00e9 \u00farokov\u00e9 sazby a stanoven\u00e9ho po\u010dtu spl\u00e1tkov\u00fdch obdob\u00ed. Tato funkce je nezbytn\u00e1 pro finan\u010dn\u00ed anal\u00fdzy a pl\u00e1nov\u00e1n\u00ed p\u0159i spr\u00e1v\u011b hypot\u00e9k, autoleasing\u016f, nebo jin\u00fdch typ\u016f amortizovan\u00fdch \u00fav\u011br\u016f.<\/p>\n

Syntaxe a parametry<\/h2>\n

Syntaxe funkce PLATBA.Z\u00c1KLAD<\/strong> je n\u00e1sleduj\u00edc\u00ed: <\/p>\n

=PLATBA.Z\u00c1KLAD(\u00farok, perioda, celk_pocet_obdobi, s_vyska, [budouc\u00ed_hodnota], [typ])<\/code><\/pre>\n
 Kde: <\/p>\n
    \n
  • \u00farok<\/strong> – \u00farokov\u00e1 sazba za jedno obdob\u00ed.<\/li>\n
  • perioda<\/strong> – \u010d\u00edslo obdob\u00ed, pro kter\u00e9 se vypo\u010det prov\u00e1d\u00ed, kde 1 je prvn\u00ed obdob\u00ed a tak d\u00e1le.<\/li>\n
  • celk_pocet_obdobi<\/strong> – celkov\u00fd po\u010det platbn\u00edch obdob\u00ed v anuit\u011b.<\/li>\n
  • s_vyska<\/strong> – po\u010d\u00e1te\u010dn\u00ed \u010d\u00e1stka \u00fav\u011bru nebo celkov\u00e1 hodnota budouc\u00edch plateb.<\/li>\n
  • budouc\u00ed_hodnota<\/strong> (voliteln\u00e9) – hodnota zb\u00fdvaj\u00edc\u00ed po splacen\u00ed posledn\u00ed platby. Standardn\u011b se nastavuje na 0.<\/li>\n
  • typ<\/strong> (voliteln\u00e9) – ur\u010duje, zda se platby uskute\u010dn\u00ed na za\u010d\u00e1tku (1) nebo na konci (0) obdob\u00ed. V\u00fdchoz\u00ed hodnota je 0.<\/li>\n<\/ul>\n
    P\u0159\u00edklady pou\u017eit\u00ed<\/h2>\n
    Zde jsou dva praktick\u00e9 p\u0159\u00edklady vyu\u017eit\u00ed funkce PLATBA.Z\u00c1KLAD:<\/p>\n\n\n\n\n
    P\u0159\u00edklad<\/th>\nPopis<\/th>\nVzorec<\/th>\nV\u00fdsledek<\/th>\nKoment\u00e1\u0159<\/th>\n<\/tr>\n
    1<\/td>\nAuto p\u016fj\u010dka<\/td>\n=PLATBA.Z\u00c1KLAD(0.05\/12, 1, 60, 300000)<\/code><\/td>\n-5,000.00 K\u010d<\/td>\nPrvn\u00ed m\u011bs\u00ed\u010dn\u00ed platba jistiny u p\u016fj\u010dky na auto s ro\u010dn\u00edm \u00farokem 5%, rozd\u011blen\u00e1 do 60 m\u011bs\u00edc\u016f, s v\u00fd\u0161\u00ed p\u016fj\u010dky 300,000 K\u010d.<\/td>\n<\/tr>\n
    2<\/td>\nHypote\u010dn\u00ed \u00fav\u011br<\/td>\n=PLATBA.Z\u00c1KLAD(0.03\/12, 1, 360, 2000000)<\/code><\/td>\n-2777.29 K\u010d<\/td>\nPrvn\u00ed m\u011bs\u00ed\u010dn\u00ed platba jistiny hypot\u00e9ky s ro\u010dn\u00edm \u00farokem 3%, spl\u00e1cen\u00e1 v pr\u016fb\u011bhu 360 m\u011bs\u00edc\u016f, s v\u00fd\u0161\u00ed \u00fav\u011bru 2,000,000 K\u010d.<\/td>\n<\/tr>\n<\/table>\n
    Tipy pro pou\u017eit\u00ed<\/h2>\n
    P\u0159i pou\u017eit\u00ed funkce PLATBA.Z\u00c1KLAD je t\u0159eba vz\u00edt v \u00favahu n\u011bkolik d\u016fle\u017eit\u00fdch bod\u016f: <\/p>\n
      \n
    • \u00darokov\u00e1 sazba by m\u011bla odpov\u00eddat frekvenci platby. Nap\u0159\u00edklad, pro m\u011bs\u00ed\u010dn\u00ed platby d\u011blte ro\u010dn\u00ed \u00farokovou sazbu 12.<\/li>\n
    • V\u00fdsledn\u00e9 platby vypo\u010d\u00edtan\u00e9 touto funkc\u00ed jsou zobrazeny jako z\u00e1porn\u00e1 \u010d\u00edsla, proto\u017ee p\u0159edstavuj\u00ed v\u00fddaje.<\/li>\n
    • Chcete-li spo\u010d\u00edtat celkovou platbu za obdob\u00ed, pou\u017eijte funkci PLATBA<\/strong> (v anglick\u00e9 verzi PMT<\/strong>).<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"
      Vr\u00e1t\u00ed hodnotu spl\u00e1tky jistiny pro\u00a0zadanou investici za\u00a0dan\u00e9 obdob\u00ed<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5756","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce PPMT (PLATBA.Z\u00c1KLAD) v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije PPMT (PLATBA.Z\u00c1KLAD) u Excelu i Google tablicama. 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