{"id":5758,"date":"2025-07-15T13:34:45","date_gmt":"2025-07-15T13:34:45","guid":{"rendered":"https:\/\/functiontranslator.com\/pricedisc\/"},"modified":"2021-02-26T10:01:51","modified_gmt":"2021-02-26T10:01:51","slug":"pricedisc","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/pricedisc\/","title":{"rendered":"PRICEDISC"},"content":{"rendered":"

\u00davod do v\u00fdpo\u010dtu diskontovan\u00e9 ceny dluhopisu<\/h2>\n

Funkce pro v\u00fdpo\u010det diskontovan\u00e9 ceny dluhopisu je neoceniteln\u00fdm n\u00e1strojem pro investory a finan\u010dn\u00ed analytiky, kter\u00fd pom\u00e1h\u00e1 ur\u010dit optim\u00e1ln\u00ed n\u00e1kupn\u00ed cenu dluhopisu v z\u00e1vislosti na o\u010dek\u00e1van\u00e9m v\u00fdnosu do doby jeho splatnosti.<\/p>\n

Syntaxe a pou\u017eit\u00ed funkce<\/h2>\n

Syntaxe funkce pro v\u00fdpo\u010det diskontovan\u00e9 ceny v Excelu a Google Sheets je n\u00e1sleduj\u00edc\u00ed:<\/p>\n

PRICEDISC(settlement, maturity, discount, redemption, [basis])<\/code><\/pre>\n
    \n
  • settlement<\/strong> \u2013 je datum, kdy kupuj\u00edc\u00ed z\u00edsk\u00e1v\u00e1 vlastnictv\u00ed dluhopisu od prod\u00e1vaj\u00edc\u00edho.<\/li>\n
  • maturity<\/strong> \u2013 je datum, kdy dojde k splatnosti dluhopisu a bude vyplacena jeho nomin\u00e1ln\u00ed hodnota.<\/li>\n
  • discount<\/strong> \u2013 ozna\u010duje ro\u010dn\u00ed diskontn\u00ed sazbu dluhopisu.<\/li>\n
  • redemption<\/strong> \u2013 je jmenovit\u00e1 hodnota dluhopisu, kter\u00e1 bude vyplacena v dob\u011b jeho splatnosti.<\/li>\n
  • basis<\/strong> (voliteln\u00fd) \u2013 ur\u010duje metodu v\u00fdpo\u010dtu dn\u016f v roce. M\u016f\u017ee nab\u00fdvat hodnot: 0 pro Z\u00e1kladn\u00ed (US 30\/360), 1 pro Skute\u010dn\u00fd\/Skute\u010dn\u00fd, 2 pro Skute\u010dn\u00fd\/360, 3 pro Skute\u010dn\u00fd\/365 a 4 pro Evropsk\u00e9 30\/360.<\/li>\n<\/ul>\n
    Zde je p\u0159\u00edklad pou\u017eit\u00ed funkce:<\/p>\n
    =PRICEDISC(\"2023-01-01\", \"2028-01-01\", 0.05, 100, 0)<\/code><\/pre>\n
    Tento p\u0159\u00edklad vypo\u010d\u00edt\u00e1 cenu dluhopisu s datumem nabyt\u00ed 1. ledna 2023, splatnost\u00ed 1. ledna 2028, ro\u010dn\u00ed diskontn\u00ed sazbou 5% a jmenovitou hodnotou 100, vypo\u010d\u00edt\u00e1no na z\u00e1klad\u011b US 30\/360.<\/p>\n
    P\u0159\u00edklady praktick\u00e9ho vyu\u017eit\u00ed<\/h2>\n
    Koup\u011b dluhopisu<\/h2>\n
    P\u0159edstavme si, \u017ee zva\u017eujeme koupi korpor\u00e1tn\u00edho dluhopisu s jmenovitou hodnotou 1000 a splatnost\u00ed za 5 let. Chceme zjistit spravedlivou cenu za diskontn\u00ed sazbu 6%, vych\u00e1zej\u00edc\u00ed z b\u00e1ze 0 (US 30\/360).<\/p>\n
    Pou\u017eijeme:<\/p>\n
    =PRICEDISC(TODAY(), \"2028-12-31\", 0.06, 1000, 0)<\/code><\/pre>\n
    Tato formule umo\u017e\u0148uje dynamicky vypo\u010d\u00edtat ceny, kter\u00e9 se mohou prom\u011b\u0148ovat s posunem data n\u00e1kupu (tj. dne\u0161n\u00edho dne) a zm\u011bnami v diskontn\u00edch sazb\u00e1ch.<\/p>\n
    Porovn\u00e1n\u00ed n\u00e1vratnosti r\u016fzn\u00fdch dluhopis\u016f<\/h2>\n
    Investor m\u016f\u017ee cht\u00edt porovn\u00e1vat diskontovan\u00e9 ceny r\u016fzn\u00fdch dluhopis\u016f za \u00fa\u010delem ur\u010den\u00ed, kter\u00fd z nich p\u0159in\u00e1\u0161\u00ed lep\u0161\u00ed n\u00e1vratnost vzhledem k uva\u017eovan\u00e9 diskontn\u00ed sazb\u011b. Zde je p\u0159\u00edklad porovn\u00e1n\u00ed dvou dluhopis\u016f:<\/p>\n\n\n\n\n
    Dluhopis<\/th>\nDiskontn\u00ed sazba<\/th>\nCena<\/th>\n<\/tr>\n
    Dluhopis A<\/td>\n0.04<\/td>\n=PRICEDISC(\"2023-06-01\", \"2033-06-01\", 0.04, 1000, 2)<\/code><\/td>\n<\/tr>\n
    Dluhopis B<\/td>\n0.045<\/td>\n=PRICEDISC(\"2023-06-01\", \"2033-06-01\", 0.045, 1000, 2)<\/code><\/td>\n<\/tr>\n<\/table>\n
    Porovn\u00e1v\u00e1n\u00ed t\u011bchto cen umo\u017e\u0148uje investorovi u\u010dinit informovan\u00e9 rozhodnut\u00ed zalo\u017een\u00e9 na o\u010dek\u00e1van\u00e9 n\u00e1vratnosti vzhledem k diskontn\u00ed sazb\u011b.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed cenu diskontn\u00edho cenn\u00e9ho pap\u00edru o\u00a0nomin\u00e1ln\u00ed hodnot\u011b 100 K\u010d<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5758","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce PRICEDISC v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije PRICEDISC u Excelu i Google tablicama. 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