{"id":5835,"date":"2025-07-15T13:34:45","date_gmt":"2025-07-15T13:34:45","guid":{"rendered":"https:\/\/functiontranslator.com\/tbilleq\/"},"modified":"2021-02-26T10:04:23","modified_gmt":"2021-02-26T10:04:23","slug":"tbilleq","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/tbilleq\/","title":{"rendered":"TBILLEQ"},"content":{"rendered":"

Funkce TBILLEQ (Ekvivalentn\u00ed v\u00fdnos pokladni\u010dn\u00edho poukazu) je finan\u010dn\u00ed n\u00e1stroj v Microsoft Excel a Google Sheets, kter\u00fd slou\u017e\u00ed k vypo\u010d\u00edt\u00e1n\u00ed ro\u010dn\u00edho ekvivalentn\u00edho v\u00fdnosu americk\u00e9ho st\u00e1tn\u00edho pokladni\u010dn\u00edho poukazu s ohledem na jeho diskontn\u00ed sazbu. Funkce je obzvl\u00e1\u0161t\u011b u\u017eite\u010dn\u00e1 pro anal\u00fdzu v\u00fdnos\u016f kr\u00e1tkodob\u00fdch st\u00e1tn\u00edch dluhopis\u016f.<\/p>\n

Syntaxe a pou\u017eit\u00ed<\/h2>\n

Syntaxe funkce TBILLEQ je definov\u00e1na n\u00e1sledovn\u011b:<\/p>\n

TBILLEQ(settlement, maturity, discount)<\/code><\/pre>\n
    \n
  • settlement<\/code> – Datum zakoupen\u00ed dluhopisu, zad\u00e1v\u00e1 se ve form\u00e1tu data.<\/li>\n
  • maturity<\/code> – Datum splatnosti dluhopisu, kdy bude dluhopis splacen, tak\u00e9 ve form\u00e1tu data.<\/li>\n
  • discount<\/code> – Diskontn\u00ed sazba dluhopisu, co\u017e je m\u00edra, o kterou je dluhopis prod\u00e1v\u00e1n pod jeho nomin\u00e1ln\u00ed hodnotou.<\/li>\n<\/ul>\n
    P\u0159\u00edklad: Dluhopis byl zakoupen 1. ledna 2023 a splatnost nast\u00e1v\u00e1 1. \u010dervence 2023 s diskontn\u00ed sazbou 9%. Syntaxe by tedy byla:<\/p>\n
    TBILLEQ(DATE(2023, 1, 1), DATE(2023, 7, 1), 0.09)<\/code><\/pre>\n
    P\u0159\u00edklady praktick\u00e9ho vyu\u017eit\u00ed<\/h2>\n
    1) Porovn\u00e1n\u00ed v\u00fdnosnosti r\u016fzn\u00fdch dluhopis\u016f<\/h3>\n
    Pro porovn\u00e1n\u00ed ro\u010dn\u00edch v\u00fdnos\u016f dvou dluhopis\u016f se stejn\u00fdmi daty splatnosti, ale odli\u0161n\u00fdmi diskontn\u00edmi sazbami m\u016f\u017eeme pou\u017e\u00edt:<\/p>\n\n\n\n\n
    Dluhopis<\/th>\nDatum n\u00e1kupu<\/th>\nDatum splatnosti<\/th>\nDiscount<\/th>\nV\u00fdnos (TBILLEQ)<\/th>\n<\/tr>\n
    A<\/td>\n2023-01-01<\/td>\n2023-12-31<\/td>\n0.05<\/td>\n\n
    TBILLEQ(DATE(2023,1,1), DATE(2023,12,31), 0.05)<\/code><\/pre>\n<\/td>\n<\/tr>\n
    B<\/td>\n2023-01-01<\/td>\n2023-12-31<\/td>\n0.07<\/td>\n\n
    TBILLEQ(DATE(2023,1,1), DATE(2023,12,31), 0.07)<\/code><\/pre>\n<\/td>\n<\/tr>\n<\/table>\n
    Analyzou t\u011bchto \u00fadaj\u016f v Excelu nebo Google Sheets m\u016f\u017eeme ur\u010dit, kter\u00fd dluhopis poskytuje vy\u0161\u0161\u00ed ro\u010dn\u00ed v\u00fdnos.<\/p>\n
    2) Pl\u00e1nov\u00e1n\u00ed investic<\/h3>\n
    Investor, kter\u00fd si p\u0159eje diverzifikovat sv\u00e9 investice, m\u016f\u017ee vyhodnotit o\u010dek\u00e1van\u00e9 ro\u010dn\u00ed v\u00fdnosy z r\u016fzn\u00fdch kr\u00e1tkodob\u00fdch dluhopis\u016f na z\u00e1klad\u011b jejich diskontn\u00edch sazeb a dat splatnosti:<\/p>\n
    TBILLEQ(DATE(2023,1,1), DATE(2023,6,1), 0.04)<\/code><\/pre>\n
    TBILLEQ(DATE(2023,1,1), DATE(2023,9,1), 0.06)<\/code><\/pre>\n
    Aplikac\u00ed funkce TBILLEQ m\u016f\u017ee investor efektivn\u011b porovnat o\u010dek\u00e1van\u00e9 v\u00fdnosy a l\u00e9pe rozhodovat o alokaci sv\u00e1 investic.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Vr\u00e1t\u00ed v\u00fdnos sm\u011bnky st\u00e1tn\u00ed pokladny ekvivalentn\u00ed v\u00fdnosu obligace<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5835","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce TBILLEQ v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije TBILLEQ u Excelu i Google tablicama. 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