{"id":5889,"date":"2025-07-15T13:34:45","date_gmt":"2025-07-15T13:34:45","guid":{"rendered":"https:\/\/functiontranslator.com\/yieldmat\/"},"modified":"2021-02-26T10:06:19","modified_gmt":"2021-02-26T10:06:19","slug":"yieldmat","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/cs\/yieldmat\/","title":{"rendered":"YIELDMAT"},"content":{"rendered":"

Funkce YIELDMAT je u\u017eite\u010dn\u00fdm finan\u010dn\u00edm n\u00e1strojem v MS Excel a Google Sheets, kter\u00fd se pou\u017e\u00edv\u00e1 k v\u00fdpo\u010dtu ro\u010dn\u00edho v\u00fdnosu dluhopisu s pevn\u00fdm \u00farokem p\u0159i jeho splatnosti. Tento v\u00fdpo\u010det je kl\u00ed\u010dov\u00fd pro investory, kte\u0159\u00ed hodnot\u00ed v\u00fdnosnost cenn\u00fdch pap\u00edr\u016f ve sv\u00e9m portfoliu p\u0159ed uskute\u010dn\u011bn\u00edm jak\u00e9hokoliv obchodu.<\/p>\n

Syntaxe a parametry<\/h2>\n

Syntaxe funkce YIELDMAT je n\u00e1sleduj\u00edc\u00ed:<\/p>\n

YIELDMAT(settlement, maturity, issue, rate, price, [basis])<\/code><\/pre>\n
Jednotliv\u00e9 parametry maj\u00ed tyto v\u00fdznamy:<\/p>\n
    \n
  • settlement<\/strong> – Datum, kdy kupuj\u00edc\u00ed dluhopis z\u00edsk\u00e1v\u00e1 (datum splatnosti n\u00e1kupu).<\/li>\n
  • maturity<\/strong> – Datum, kdy dluhopis dos\u00e1hne sv\u00e9 kone\u010dn\u00e9 splatnosti.<\/li>\n
  • issue<\/strong> – Datum vyd\u00e1n\u00ed dluhopisu.<\/li>\n
  • rate<\/strong> – Ro\u010dn\u00ed kup\u00f3nov\u00e1 sazba dluhopisu.<\/li>\n
  • price<\/strong> – Cena dluhopisu za jednotku jeho nomin\u00e1ln\u00ed hodnoty.<\/li>\n
  • [basis]<\/strong> – Nepovinn\u00fd argument specifikuj\u00edc\u00ed metodu po\u010d\u00edt\u00e1n\u00ed dn\u016f. M\u016f\u017ee b\u00fdt ve form\u00e1tech 0 a\u017e 4, kde 0 znamen\u00e1 30\/360 (v\u00fdchoz\u00ed), 1 znamen\u00e1 skute\u010dn\u00e9\/skute\u010dn\u00e9, 2 znamen\u00e1 skute\u010dn\u00e9\/360, 3 znamen\u00e1 skute\u010dn\u00e9\/365 a 4 znamen\u00e1 evropsk\u00e1 30\/360.<\/li>\n<\/ul>\n
    Praktick\u00e9 p\u0159\u00edklady vyu\u017eit\u00ed<\/h2>\n
    Poj\u010fme se pod\u00edvat na praktick\u00e9 p\u0159\u00edklady, jak m\u016f\u017eete vyu\u017e\u00edt funkci YIELDMAT v re\u00e1ln\u00fdch situac\u00edch.<\/p>\n
    P\u0159\u00edklad 1: V\u00fdpo\u010det v\u00fdnosu z dluhopisu<\/h2>\n
    Zva\u017eme dluhopis s n\u00e1sleduj\u00edc\u00edmi parametry:<\/p>\n
      \n
    • Datum vyd\u00e1n\u00ed (issue): 1. ledna 2020<\/li>\n
    • Datum splatnosti (maturity): 1. ledna 2025<\/li>\n
    • Datum n\u00e1kupu (settlement): 1. ledna 2023<\/li>\n
    • Kup\u00f3nov\u00e1 sazba (rate): 5%<\/li>\n
    • Cena dluhopisu (price): 101<\/li>\n
    • Zp\u016fsob po\u010d\u00edt\u00e1n\u00ed dn\u016f (basis): Skute\u010dn\u00e9\/365<\/li>\n<\/ul>\n
      Pou\u017eit\u00edm funkce YIELDMAT dostaneme:<\/p>\n
      =YIELDMAT(\"1.1.2023\", \"1.1.2025\", \"1.1.2020\", 5%, 101, 3)<\/code><\/pre>\n
      Tento vzorec vypo\u010d\u00edt\u00e1 ro\u010dn\u00ed v\u00fdnos dluhopisu ke dni 1. ledna 2023, p\u0159i\u010dem\u017e p\u0159ihl\u00e9dne k datu vyd\u00e1n\u00ed, kup\u00f3nov\u00e9 sazb\u011b a kupn\u00ed cen\u011b.<\/p>\n
      P\u0159\u00edklad 2: Anal\u00fdza v\u00fdnosu pro portfolio<\/h2>\n
      M\u00e1te portfolio dluhopis\u016f a chcete analyzovat v\u00fdnosy p\u0159i r\u016fzn\u00fdch cen\u00e1ch. M\u011bjme dluhopis s t\u011bmito specifikacemi:<\/p>\n
        \n
      • Datum vyd\u00e1n\u00ed: 1. \u010dervna 2018<\/li>\n
      • Datum splatnosti: 1. \u010dervna 2023<\/li>\n
      • Kup\u00f3nov\u00e1 sazba: 4%<\/li>\n
      • R\u016fzn\u00e9 ceny dluhopisu: 98, 100, 102<\/li>\n<\/ul>\n
        Vytvo\u0159te si tabulku v Excelu a pou\u017eijte funkci YIELDMAT pro v\u00fdpo\u010det v\u00fdnosu pro ka\u017ed\u00fd sc\u00e9n\u00e1\u0159:<\/p>\n\n\n\n\n\n
        Cena<\/th>\nV\u00fdnos (YIELDMAT)<\/th>\n<\/tr>\n
        98<\/td>\n=YIELDMAT(\"1.6.2020\", \"1.6.2023\", \"1.6.2018\", 4%, 98, 0)<\/code><\/td>\n<\/tr>\n
        100<\/td>\n=YIELDMAT(\"1.6.2020\", \"1.6.2023\", \"1.6.2018\", 4%, 100, 0)<\/code><\/td>\n<\/tr>\n
        102<\/td>\n=YIELDMAT(\"1.6.2020\", \"1.6.2023\", \"1.6.2018\", 4%, 102, 0)<\/code><\/td>\n<\/tr>\n<\/table>\n
        Tato tabulka v\u00e1m umo\u017en\u00ed srovnat v\u00fdnosy za r\u016fzn\u00fdch cenov\u00fdch podm\u00ednek a pom\u016f\u017ee v\u00e1m rozhodnout o strategii pro va\u0161e investice.<\/p>\n","protected":false},"excerpt":{"rendered":"
        Vr\u00e1t\u00ed ro\u010dn\u00ed v\u00fdnos cenn\u00e9ho pap\u00edru, ze\u00a0kter\u00e9ho je \u00farok placen k\u00a0datu splatnosti<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283],"tags":[],"class_list":["post-5889","post","type-post","status-publish","format-standard","hentry","category-financni"],"acf":[],"yoast_head":"\nFunkce YIELDMAT v Excelu: jak funguje, primjeri kori\u0161tenja formule<\/title>\n<meta name=\"description\" content=\"Opis funkcije YIELDMAT u Excelu i Google tablicama. 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