{"id":10726,"date":"2025-07-15T13:34:51","date_gmt":"2025-07-15T13:34:51","guid":{"rendered":"https:\/\/functiontranslator.com\/jurosacumv\/"},"modified":"2021-02-25T17:12:57","modified_gmt":"2021-02-25T17:12:57","slug":"accrintm","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/","title":{"rendered":"JUROSACUMV"},"content":{"rendered":"

A fun\u00e7\u00e3o JUROSACUMV no Excel e no Google Planilhas serve para calcular os juros acumulados de um investimento que paga cupom periodicamente. Esta ferramenta \u00e9 extremamente valiosa no setor financeiro, ajudando a determinar os juros recebidos de um investimento at\u00e9 sua data de matura\u00e7\u00e3o.<\/p>\n

Sintaxe e Exemplos de Uso<\/h2>\n

A sintaxe para a fun\u00e7\u00e3o JUROSACUMV \u00e9:<\/p>\n

JUROSACUMV(emiss\u00e3o; liquida\u00e7\u00e3o; taxa; valor_nominal; base)<\/code><\/pre>\n
    \n
  • emiss\u00e3o<\/strong>: A data de emiss\u00e3o do t\u00edtulo.<\/li>\n
  • liquida\u00e7\u00e3o<\/strong>: A data at\u00e9 a qual os juros s\u00e3o acumulados.<\/li>\n
  • taxa<\/strong>: A taxa anual de juros do t\u00edtulo.<\/li>\n
  • valor_nominal<\/strong>: O valor de face ou nominal do t\u00edtulo.<\/li>\n
  • base<\/strong>: A conven\u00e7\u00e3o de contagem de dias utilizada no c\u00e1lculo.<\/li>\n<\/ul>\n
    Exemplo:<\/p>\n
     Par\u00e2metros: - Emiss\u00e3o: 01\/01\/2020 - Liquida\u00e7\u00e3o: 01\/01\/2021 - Taxa: 10% - Valor nominal: R$1000 - Base: 1 (calend\u00e1rio real, 365 dias) =JUROSACUMV(\"01\/01\/2020\"; \"01\/01\/2021\"; 10%; 1000; 1) = R$100 <\/code><\/pre>\n
    Neste exemplo, a fun\u00e7\u00e3o calcula que os juros acumulados sobre um t\u00edtulo de R$1000 com uma taxa de 10% ao ano totalizam R$100 ap\u00f3s um ano.<\/p>\n
    Cen\u00e1rios Pr\u00e1ticos de Aplica\u00e7\u00e3o<\/h2>\n
    A fun\u00e7\u00e3o JUROSACUMV \u00e9 amplamente utilizada em diversos contextos no setor financeiro, por exemplo:<\/p>\n
    1. C\u00e1lculo de Juros de T\u00edtulos<\/h2>\n
    Um investidor possui um t\u00edtulo que rende juros anualmente. Ele deseja saber quanto receber\u00e1 em juros at\u00e9 uma determinada data, sem necessidade de venda do t\u00edtulo.<\/p>\n
     Par\u00e2metros: - Emiss\u00e3o: 01\/01\/2019 - Liquida\u00e7\u00e3o: 01\/01\/2022 - Taxa: 5% - Valor nominal: R$2000 - Base: 1 F\u00f3rmula: =JUROSACUMV(\"01\/01\/2019\"; \"01\/01\/2022\"; 5%; 2000; 1) Resultado: R$300 <\/code><\/pre>\n
    O investidor acumular\u00e1 R$300 em juros ao longo de tr\u00eas anos, com a premissa de taxa e valor facial constantes e juros anuais.<\/p>\n
    2. Avalia\u00e7\u00e3o de Portf\u00f3lio de Investimentos<\/h2>\n
    Um gestor de portf\u00f3lio deseja calcular o rendimento acumulado de v\u00e1rios t\u00edtulos em um portf\u00f3lio para relat\u00f3rios aos stakeholders.<\/p>\n
     Par\u00e2metros variam por t\u00edtulo: Formula aplicada a cada t\u00edtulo no portf\u00f3lio: =JUROSACUMV(data_emiss\u00e3o; data_liquida\u00e7\u00e3o; taxa; valor_nominal; base) Exemplo para um t\u00edtulo: =JUROSACUMV(\"01\/06\/2018\"; \"01\/06\/2021\"; 7%; 1500; 0) Resultado: Juros acumulados do t\u00edtulo espec\u00edfico. <\/code><\/pre>\n
    O gestor pode sumarizar os juros acumulados de todos os t\u00edtulos para determinar o total acumulado no portf\u00f3lio.<\/p>\n
    Esses s\u00e3o apenas alguns exemplos de como a fun\u00e7\u00e3o JUROSACUMV \u00e9 essencial para profissionais financeiros que precisam calcular de forma confi\u00e1vel os juros acumulados em diferentes tipos de investimentos financeiros.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Devolve os juros acumulados de um t\u00edtulo que paga juros no vencimento<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[438],"tags":[],"class_list":["post-10726","post","type-post","status-publish","format-standard","hentry","category-financeira"],"acf":[],"yoast_head":"\nFun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe<\/title>\n<meta name=\"description\" content=\"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe\" \/>\n<meta property=\"og:description\" content=\"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/\" \/>\n<meta property=\"og:site_name\" content=\"Function Translator\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-15T13:34:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-25T17:12:57+00:00\" \/>\n<meta name=\"author\" content=\"glavadmin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"glavadmin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/\",\"url\":\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/\",\"name\":\"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe\",\"isPartOf\":{\"@id\":\"https:\/\/functiontranslator.com\/no\/#website\"},\"datePublished\":\"2025-07-15T13:34:51+00:00\",\"dateModified\":\"2021-02-25T17:12:57+00:00\",\"author\":{\"@id\":\"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/87663eece497ca58643166ecb09f1389\"},\"description\":\"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.\",\"breadcrumb\":{\"@id\":\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/#breadcrumb\"},\"inLanguage\":\"pt-PT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Fun\u00e7\u00f5es do Excel\",\"item\":\"https:\/\/functiontranslator.com\/pt-pt\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financeira\",\"item\":\"https:\/\/functiontranslator.com\/pt-pt\/financeira\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"JUROSACUMV\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/functiontranslator.com\/no\/#website\",\"url\":\"https:\/\/functiontranslator.com\/no\/\",\"name\":\"Function Translator\",\"description\":\"Excel function translator\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/functiontranslator.com\/no\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-PT\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/87663eece497ca58643166ecb09f1389\",\"name\":\"glavadmin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-PT\",\"@id\":\"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/03ccd9347c5339db75deede5a8c5b2bf1d40e0bce26a5251fcaac6331d381db8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/03ccd9347c5339db75deede5a8c5b2bf1d40e0bce26a5251fcaac6331d381db8?s=96&d=mm&r=g\",\"caption\":\"glavadmin\"},\"sameAs\":[\"https:\/\/functiontranslator.com\"],\"url\":\"https:\/\/functiontranslator.com\/pt-pt\/author\/glavadmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe","description":"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/","og_locale":"pt_PT","og_type":"article","og_title":"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe","og_description":"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.","og_url":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/","og_site_name":"Function Translator","article_published_time":"2025-07-15T13:34:51+00:00","article_modified_time":"2021-02-25T17:12:57+00:00","author":"glavadmin","twitter_card":"summary_large_image","twitter_title":"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe","twitter_misc":{"Escrito por":"glavadmin","Tempo estimado de leitura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/","url":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/","name":"Fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) no Excel \u2013 como funciona, exemplos e sintaxe","isPartOf":{"@id":"https:\/\/functiontranslator.com\/no\/#website"},"datePublished":"2025-07-15T13:34:51+00:00","dateModified":"2021-02-25T17:12:57+00:00","author":{"@id":"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/87663eece497ca58643166ecb09f1389"},"description":"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o ACCRINTM (JUROSACUMV) do Excel. Sintaxe, par\u00e2metros e exemplos pr\u00e1ticos de uso.","breadcrumb":{"@id":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/#breadcrumb"},"inLanguage":"pt-PT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/functiontranslator.com\/pt-pt\/accrintm\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/functiontranslator.com\/pt-pt\/accrintm\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Fun\u00e7\u00f5es do Excel","item":"https:\/\/functiontranslator.com\/pt-pt\/"},{"@type":"ListItem","position":2,"name":"Financeira","item":"https:\/\/functiontranslator.com\/pt-pt\/financeira\/"},{"@type":"ListItem","position":3,"name":"JUROSACUMV"}]},{"@type":"WebSite","@id":"https:\/\/functiontranslator.com\/no\/#website","url":"https:\/\/functiontranslator.com\/no\/","name":"Function Translator","description":"Excel function translator","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/functiontranslator.com\/no\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-PT"},{"@type":"Person","@id":"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/87663eece497ca58643166ecb09f1389","name":"glavadmin","image":{"@type":"ImageObject","inLanguage":"pt-PT","@id":"https:\/\/functiontranslator.com\/no\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/03ccd9347c5339db75deede5a8c5b2bf1d40e0bce26a5251fcaac6331d381db8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/03ccd9347c5339db75deede5a8c5b2bf1d40e0bce26a5251fcaac6331d381db8?s=96&d=mm&r=g","caption":"glavadmin"},"sameAs":["https:\/\/functiontranslator.com"],"url":"https:\/\/functiontranslator.com\/pt-pt\/author\/glavadmin\/"}]}},"_links":{"self":[{"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/posts\/10726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/comments?post=10726"}],"version-history":[{"count":1,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/posts\/10726\/revisions"}],"predecessor-version":[{"id":25555,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/posts\/10726\/revisions\/25555"}],"wp:attachment":[{"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/media?parent=10726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/categories?post=10726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/functiontranslator.com\/pt-pt\/wp-json\/wp\/v2\/tags?post=10726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}