{"id":10965,"date":"2025-07-15T13:34:51","date_gmt":"2025-07-15T13:34:51","guid":{"rendered":"https:\/\/functiontranslator.com\/taxajuros\/"},"modified":"2021-02-25T17:22:20","modified_gmt":"2021-02-25T17:22:20","slug":"intrate","status":"publish","type":"post","link":"https:\/\/functiontranslator.com\/pt-pt\/intrate\/","title":{"rendered":"TAXAJUROS"},"content":{"rendered":"

Introdu\u00e7\u00e3o<\/h2>\n

A fun\u00e7\u00e3o TAXAJUROS<\/code> (denominada INTRATE<\/code> em ingl\u00eas) no MS Excel e no Google Sheets \u00e9 utilizada para calcular a taxa de juros de um investimento. Essa taxa \u00e9 calculada a partir do valor nominal, do valor resgatado e do per\u00edodo de investimento. Este c\u00e1lculo \u00e9 fundamental para profissionais do setor financeiro que necessitam avaliar a rentabilidade de diversos investimentos.<\/p>\n

Sintaxe e Exemplos<\/h2>\n

A sintaxe da fun\u00e7\u00e3o \u00e9 a seguinte:<\/p>\n

TAXAJUROS(data_inicial, data_final, valor_nominal, valor_resgatado, [base])<\/code><\/pre>\n
    \n
  • data_inicial<\/code>: A data de in\u00edcio do investimento.<\/li>\n
  • data_final<\/code>: A data de t\u00e9rmino ou resgate do investimento.<\/li>\n
  • valor_nominal<\/code>: O montante inicialmente investido.<\/li>\n
  • valor_resgatado<\/code>: O montante obtido no final do investimento.<\/li>\n
  • base<\/code>: (opcional) O m\u00e9todo de contagem de dias utilizado, que pode ser 360 ou 365, conforme o contexto financeiro.<\/li>\n<\/ul>\n
    Por exemplo, para determinar a taxa de juros de um investimento que come\u00e7ou em 01\/01\/2023 e terminou em 01\/07\/2023, com um valor nominal de R$1000 e um valor resgatado de R$1100, usamos:<\/p>\n
    =TAXAJUROS(\"01\/01\/2023\", \"01\/07\/2023\", 1000, 1100)<\/code><\/pre>\n
    Aplica\u00e7\u00f5es Pr\u00e1ticas<\/h2>\n\n\n\n\n
    Cen\u00e1rio<\/th>\nF\u00f3rmula<\/th>\nResultado<\/th>\n<\/tr>\n
    Investimento de R$3000 em 10\/02\/2023 que retornou R$3300 em 10\/08\/2023<\/td>\nTAXAJUROS(\"10\/02\/2023\", \"10\/08\/2023\", 3000, 3300)<\/code><\/td>\n0.10 (ou 10%)<\/td>\n<\/tr>\n
    Investimento de R$1500 em 15\/03\/2023 que retornou R$1800 em 15\/09\/2023<\/td>\nTAXAJUROS(\"15\/03\/2023\", \"15\/09\/2023\", 1500, 1800)<\/code><\/td>\n0.20 (ou 20%)<\/td>\n<\/tr>\n<\/table>\n
    An\u00e1lise de Cen\u00e1rio<\/h2>\n
    Consideremos a situa\u00e7\u00e3o em que um investidor deseja comparar a rentabilidade de dois diferentes investimentos para decidir em qual aplicar. Utilizando os exemplos acima:<\/p>\n
    Investimento 1: Data de in\u00edcio: 10\/02\/2023 Data de t\u00e9rmino: 10\/08\/2023 Valor investido: R$3000 Valor resgatado: R$3300 Taxa de juros calculada: 10% Investimento 2: Data de in\u00edcio: 15\/03\/2023 Data de t\u00e9rmino: 15\/09\/2023 Valor investido: R$1500 Valor resgatado: R$1800 Taxa de juros calculada: 20% Conclus\u00e3o: O investimento 2 \u00e9 mais rent\u00e1vel, oferecendo uma taxa de juros de 20%, em compara\u00e7\u00e3o com o investimento 1, que apresenta uma taxa de 10%.<\/code><\/pre>\n
    Essa an\u00e1lise possibilita ao investidor tomar uma decis\u00e3o embasada a respeito do retorno de cada investimento.<\/p>\n","protected":false},"excerpt":{"rendered":"
    Devolve a taxa de juros de um t\u00edtulo investido na totalidade<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[438],"tags":[],"class_list":["post-10965","post","type-post","status-publish","format-standard","hentry","category-financeira"],"acf":[],"yoast_head":"\nFun\u00e7\u00e3o INTRATE (TAXAJUROS) no Excel \u2013 como funciona, exemplos e sintaxe<\/title>\n<meta name=\"description\" content=\"Breve descri\u00e7\u00e3o da fun\u00e7\u00e3o INTRATE (TAXAJUROS) do Excel. 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